The Best Loan Apps in the Philippines

When you’re in need of money, a loan application can make your life easier. There are several loan apps available in the Philippines. Whether you need a quick cash advance, or you want to buy a car, these loans will help you get what you need.

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Tala loan is one of the most popular online lenders in the Philippines. It offers fast and convenient loans to Filipinos who need instant cash. The application process is also very easy and simple.

Tala aims to encourage entrepreneurship. Customers can get a loan as little as P1,000. For a second loan, the limit goes up to P15,000!

In order to apply for a Tala loan, you will need to download the app. You will also need to provide personal information like your ID, mobile number, and address. Afterward, you will receive a decision within seconds.

In addition, Tala gives borrowers a choice of repayment plans. Borrowers can choose to pay back their loans in 15 days, 30 days, or 61 days. As long as you make your payments on time, you will enjoy great interest rates.

Aside from lending money, Tala also offers other financial services. Specifically, it can help you establish a new digital credit history.

However, to apply for a Tala loan, it is important to have a valid government-issued ID. If you are not 18 or older, you will not be able to apply. Moreover, you will have to pay an 8% late fee if you fail to make your payment on time.


Digido is a financial technology company, which provides no-collateral online cash-lending service to consumers. The service is fast and convenient, as it uses a fully automated web portal. A DigiDo user can easily obtain a loan online at any time of the day.

Digido is registered with the SEC and has a certificate of authority with reference number 1272. It is one of the legit cash loan apps Philippines. There are plenty of options available, but you should only opt for the app that suits your needs.

Whether you need to pay bills, buy a new car, or consolidate debt, there are many different loan apps to choose from. Many of them offer a simple and effective way to borrow money. Before deciding which one to use, however, keep in mind that there are some risks associated with using these types of apps.

One of the best loan apps in the Philippines is the Digido Philippines Loan App. It is available on both iOS and Android. This is the ideal choice if you want to get your first loan quickly. In addition, the Digido app has a high acceptance rate. You can even get a first-time loan with a 0% interest rate.


JuanHand is the first of its kind loan app in the Philippines. It aims to provide a reliable solution for Filipinos who are faced with multiple financial problems at the same time.

To apply for a JuanHand loan, you need to have a valid ID and a stable source of income. In addition, you need to be between 20 and 60 years old.

As a legitimate online loan app, JuanHand is registered with the Securities and Exchange Commission (SEC). You can also download the JuanHand app for free.

When applying for a JuanHand loan, you can choose between three payment options. Among these options are a remittance center, an e-wallet, or Coins. If you choose to pay for your loan through the app, you can either use the JuanHand wallet, GCash, or Coins.

JuanHand loan rates are lower than other loan services. However, there is a service fee. The interest rate varies from 10% to 20% per year. After the initial period, the interest rate will decrease.

Another benefit of using JuanHand is its convenience. The application process is fast. Once you complete the application, you will receive a loan in less than 15 minutes.

The app is compatible with Android and iOS users. Moreover, you can contact the customer support team if you have any questions.


BillEase is the first installment loan app in the Philippines. It has an easy and quick application process, and offers flexible repayment options. You can choose from a variety of products, including personal loans, credit cards, and business loans.

BillEase is also private and secure. Customers have the option to choose between one-time payments or monthly installments. The application process takes less than five minutes. If approved, you can instantly withdraw the money you need.

BillEase’s product line includes personal loans, credit cards, e-wallet top-ups, and gaming credits. In addition, the app also features a budgeting feature and AutoPay to avoid late payments.

In the Philippines, BillEase is accepted by seven major payment gateways. It is most popular among female customers who do not have a credit history. Applicants must have at least an email address and a bank account number. Depending on the amount of financing you apply for, you have between 90 and 180 days to pay it back.

With the latest funding, BillEase hopes to expand its services in other parts of Asia and the Philippines. They plan to use the new funds to help improve their online banking platform.

There are other loan apps available in the market, but only BillEase can help you get a loan within a matter of minutes. Several of these apps offer bonuses or special promotions, so be sure to check out all their offers.


Cashwagon is an online loan provider. It offers small-dollar credits to meet urgent financial needs. The service is fast, easy, and hassle-free.

Cashwagon is a company based in the Philippines. Their mission is to help Filipinos access loanable funds to alleviate their financial worries. They have an easy-to-use app and provide quick and convenient loan services to residents throughout the country.

They offer loans for those who are not eligible for conventional lending. People with a low credit score or no credit can apply for a loan with Cashwagon. They do not require collateral, but they do require a valid ID, such as a passport or TIN ID.

Cashwagon is available on iOS and Android devices. The application is free. Customers need to download the application, fill out a brief form, and register their information.

When the registration is complete, customers need to choose a loan term, including a maturity date. After the loan is approved, the money is sent to the customer’s bank account. For customers who are regular Cashwagon users, they receive a bonus.

Cashwagon offers personal loans of up to P20,000 in 180 days. Cashwagon will send a copy of the credit agreement by email. If you have any questions, you can contact the customer service.


If you’re looking for the best loan app in the Philippines, you’ve come to the right place. Whether you want to get a small loan for a special project or for a large purchase, these apps can help.

OKPeso is a microlending platform that provides short term loans to both individuals and small businesses. The application process is fast and easy. Once approved, you can expect to have your money in hand within a day or two.

OKPeso also offers flexible payment options and low interest rates. However, you should be cautious about signing up for a loan through this platform. You may find yourself in for a surprise after you find out that you’ve been charged a hidden fee or have been overcharged.

While the OkPeso loan app does have a lot to offer, it might not be for everyone. This is why you should compare different lending platforms to find the right fit for your needs.

Another good option is PesoCash, a secure way to receive cash in the Philippines. You can receive up to PHP 10,000 for a quick loan without the hassle of filling out complicated paperwork or putting up collateral.

For those with less demanding needs, BillEase is another loan app that’s worth checking out. It offers competitive interest rates, budgeting tools, and flexible repayment options.


If you are looking for a loan application that works in the Philippines, consider using UNACASH. The service is an all-digital cash loan app. It has many positive reviews from users. There are also a lot of features to choose from.

UnaCash offers loans up to PHP 30000 and can be approved in as fast as 24 hours. This is especially convenient if you are in a financial crunch.

UnaCash is a good choice for people with low credit score or bad credit history. Whether you are a student, a businessman, or a regular employee, you can apply for a loan online.

Before applying, make sure you have a valid email address and bank account. You will be asked to provide your government ID or photo.

UnaCash is an online loan service that enables you to fund your bank account in minutes. If you are a Filipino citizen, you can easily qualify for a loan. Applicants should be 18 years old or older.

In addition to the loans, you can also avail of the line of credit. UnaCash offers the best interest rates, which is why it’s one of the most preferred loan apps in the Philippines.